For those who have a lot of tax debt, garnishment is always a possibility. This is where the IRS garnishes wages until the debt is paid back. If you're currently in this position, here are some important measures to take.

Find Out Why Garnishments Are Happening 

You want to know exactly why the IRS is garnishing your wages before doing anything serious. Do you have a lot of debt and have yet to make payments to reduce it? Or was there some miscommunication or reporting issue? You need to find out why you're in the situation that you're in so that you can figure out what response is appropriate.

Fortunately, the IRS will send you letters in the mail explaining your tax situation so that you don't have to remain in the dark. If you have questions or believe something is off, you need to reach out to the IRS and see what can be done to keep garnishments from going through.  

Submit a Request to Release the Garnishment

If you do believe you can pay back the tax debt that you owe—such as through an installment payment—then you need to stop the garnishment as soon as you can. For this, you'll need to submit a garnishment release to the IRS. 

In this release request, you need to answer any concerns the IRS has regarding your tax debt. If you can show you can pay back what's owed and in a reasonable amount of time, your release has a greater probability of going through. If it's denied, you need to hire an IRS attorney to file an appeal.

File Bankruptcy if You Have To

There are a lot of different ways you can handle tax garnishments, with one of the more serious being filing for bankruptcy. A lot of people do this if they have no possible way of paying back their tax debt. However, if bankruptcy goes through, you may no longer be responsible for this debt, or at least not the debt that was accumulated years ago.

If you're thinking about this option, it's important that you talk to a bankruptcy attorney. They'll let you know if this is a good way to deal with the tax situation that you're in and if it is, they can walk you through the process carefully. 

Some people are unfortunately put in stressful situations regarding their taxes. If they're so bad that garnishment is a possibility, you need to find out why this is happening and then respond accordingly. This way, you can fix your tax situation before you're put in even more stressful situations financially.  

For more information about tax garnishment solutions, contact a local bankruptcy attorney.